Archive | September, 2010

Discover why driving without insurance will end up costing you a lot more

20 Sep

Perhaps you have had thoughts like “I do not really need car insurance, do I?” Admit it, its ok. According to statistics, at some point most of us have such silly ideas. And that’s understandable. Everyone is looking for ways to save money, taking into consideration the economy and the tough times we live in. However, if you have won the battle with the demon inside you and have got an insurance after all, you have done the correct thing. Here are 3 reasons why driving without insurance is silly.

1. Driving without insurance is against the law – that’s right, driving without insurance is against the law in every state! Its required – not something you do if you feel like it or an optional part of having a drivers license. That being said, the laws are different in every state. Getting a fine is the bare minimum. In some cases you may be send to court and lose your driving license. If you cause a car accident in which people are harmed and/or property damaged, you may even go to prison. Some lawmakers argue that the sanctions are not severe enough and they are probably right.

2. Its morally inappropriate to drive without insurance Statistically, people are more likely to commit other traffic violations if they drive without insurance. Driving under the influence, speeding and reckless driving, to name but a few. Its often ignored that other people’s lives are at risk as well. Hit and run accidents are often caused by people driving without insurance.

3. In the long run, driving without insurance is more expensive – There is this false impression amongst uninsured motorists that not having to pay for car insurance will save them cash. They cannot be further from the truth – it will undoubtedly end up costing significantly more. After paying the fines and fees comes having to have Sr22 insurance. That usually means that their premiums will double right away. Legal actions are also often taken against uninsured individuals. Soon all the fines, future car insurance rates and court fees can add up to an astronomical amount of money. It will be nearly impossible to obtain affordable auto insurance in the future.

If you haven’t realised the real consequences and have been driving uninsured, may be its time to stop and think. Is it really worth it? Is being fined and probably sued something that you want? When you start your car in the morning, do you feel you are doing the right thing? Do yourself, your family and everyone else a favour – get insurance now! Check out Auto Insurance Florida